July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
November 16, 2016
AgencyHR Resolutions 2017
Six HR Resolutions to Make – and Keep – in 2017 In the ever-changing world of HR compliance and best practices, it’s hard to keep up with what small companies should – and should not – be doing. Here are six essential resolutions to help you avoid HR traps now, and into the New Year: […]
September 7, 2016
AgencyPay Equity Act
What You Need to Know about the New Pay Equity Act On August 1st, 2016, Governor Baker signed the Pay Equity Act. This Act prohibits employers from discrimination between genders in paying wages and other compensation for comparable work. Currently, employers cannot pay employees of different genders differently for comparable work. In determining […]
January 12, 2016
AgencyWe All Make Mistakes!
COVERING ERRORS AND OMISSIONS We all make mistakes. Unfortunately, when businesses and professionals make mistakes, their aggrieved clients and patients are more likely to file lawsuits than accept an apology. It is therefore in business people’s and professionals’ best interests to avail themselves of “errors and omissions” (E&O) insurance, which covers a company […]
January 12, 2016
AgencyEvaluating your auto coverage
EVALUATING AUTO COVERAGE In an effort to reduce their auto insurance premiums, many policyholders elect to raise their “collision” and “comprehensive” deductibles. However, some owners of older vehicles may want to consider dropping their collision and comprehensive coverage entirely. The costs of collision and comprehensive coverage (which repairs or replaces the vehicle […]
November 17, 2015
AgencyWhat do you know about auto insurance?
When 1,000 American adults were recently asked some basic questions about auto insurance, the survey revealed a surprising degree of misinformation. To begin with, 44% of the respondents (and about 53% of millennials) wrongly believed that a vehicle’s color had an impact on its auto insurance rate. Moreover, 37% of respondents overall (and 52% of […]
November 17, 2015
AgencyFuture Considerations
Investors concerned about outliving their money may be drawn to an investment vehicle known as a “longevity annuity.” Also known as a “deferred income annuity,” this investment requires a lump-sum payment in return for monthly lifetime income that begins at some future date. The payout, which typically begins at age 80 or so, is used […]
October 21, 2015
AgencyThe Value of Cyber Insurance
THE VALUE OF CYBER INSURANCE Today’s business owners know that the biggest threats of theft that they face do not come from behind the point of a gun, but from a keyboard. New threats to company computer systems and important data now seem to pose an ever-present danger with the potential to undermine […]
October 21, 2015
AgencyFloods of Interest
FLOODS OF INTEREST Homeowners with mortgages from federally regulated lenders need flood insurance if their properties rest within a flood hazard area. In these regions, there is a 25 percent chance of a flood occurring during a 30-year mortgage timeframe. However, even if a home is owned outright or a mortgaged home does […]
July 21, 2015
AgencyRenting Space for Your Business?
BUSINESS RENTER’S INSURANCE Those renting the property on which they operate their small businesses will likely need “business renters insurance.” Usually part of a business insurance package, this type of coverage provides liability protection from any lawsuit that could occur as a result of a visitor or an employee becoming injured or suffering […]